The rise of real-world asset (RWA) tokenization is transforming the financial sector, boosting liquidity and accessibility. Franklin Templeton and BlackRock are leading the way with tokenized funds, as the market approaches $23.000 billion.
The tokenization of real-world assets (RWA) is emerging as a transformative force in the global financial sector. This process allows traditional physical and financial assets such as real estate, bonds, or commodities to be represented as digital tokens on the blockchain, facilitating their trading, improving liquidity, and expanding accessibility for investors of all types.
By 2025, the RWA market has seen impressive growth, growing by around 80% since the end of 2024. To date, is approaching a market value of $23.000 billion, led by stablecoins, Treasury bonds, and private credit.
The rise of this market reflects a trend that is bridging the gap between traditional finance and decentralized technologies, driven by the participation of large financial institutions such as Franklin Templeton and BlackRock, which, with their BUIDL fund, are leading the integration of tokenized assets into their portfolios.
In addition, traditional companies like Mastercard are also exploring this sector, demonstrating the growing interest in blockchain tokenization as a driver of financial innovation.
RWA Tokenization: Democratizing Access to Traditional Assets
Tokenization involves converting tangible or financial assets into digital tokens that represent their value and associated rights, which are stored and managed on a blockchain. This process is transforming finance by connecting real-world assets (RWAs), such as Treasury bonds, real estate, and private credit, with decentralized finance (DeFi). Thanks to tokenization, real end even commodities can be fractionated into small digital units, making them easier to buy, sell, and transfer without traditional market barriers.
For example, a property can be divided into thousands of tokens, allowing multiple investors to acquire a proportional share without having to purchase the entire property. This democratization of investment opens access to assets previously reserved for large institutions or high-net-worth investors.
But in addition to facilitating fractional ownership, tokenization also improves the liquidity of historically illiquid assets, as tokens can be traded on digital markets. 24 hours a day, 7 days a week, with almost instant settlement.
Transparency is also increased, as each transaction is recorded on a public, immutable ledger, which reduces the risk of fraud and improves trust. Smart contracts automate processes such as dividend or interest payments, eliminating intermediaries and reducing operating costs. This combination of benefits is driving the adoption of real-world assets in the financial ecosystem, integrating traditional markets with decentralized finance (DeFi).
The institutional push for tokenization on blockchain
Analysts at EastPoint, a platform focused on institutional Web3 adoption, they stood out. Recently, it has been reported that the growth experienced by the RWA market in the last year is due to technological innovation and the support of large financial institutions that are incorporating tokenized assets into their strategies.
Franklin Templeton, one of the most renowned asset managers, has been a pioneer in adopting tokenization to improve the efficiency and accessibility of its funds. Meanwhile, BlackRock has launched the BUIDL fund, which manages billions of dollars in tokenized assets, consolidating its position as a key player in this emerging sector.
Analysts emphasized that the entry of these financial giants into the tokenization market has provided credibility and confidence, and has encouraged other institutional investors to explore this market as a way to diversify portfolios and access new sources of liquidity.
In addition, companies such as Mastercard, in collaboration with the protocol Ondo Finance, are also developing solutions to facilitate transactions with tokenized assets, integrating blockchain technology into traditional financial infrastructures while maintaining a focus on regulation and security. This corporate interest reinforces the idea that RWA tokenization represents a structural shift in the way assets are managed and traded in the 21st century.
Global momentum and technology consolidate tokenization in 2025
The tokenization of real assets is experiencing accelerated growth and is positioned as a revolution in the financial world, with enormous potential to transform the way we manage and trade assets. In 2025, we are witnessing significant advances that will consolidate this innovative market.
On the regulatory front, clear and harmonized frameworks are being established in key regions such as Europe, Singapore, and the United Arab Emirates. These new regulations promote legal certainty, protect investors, and provide solid guidelines for the issuance and trading of tokenized assets, generating greater trust and stability for all participants.
From a technological perspective, the connection between digital tokens and the underlying physical assets is becoming increasingly stronger, thanks to the implementation of secure smart contracts, periodic audits, and the use of trusted oracles like Chainlink, which guarantee the integrity and transparency of the system.
Furthermore, interoperability between different blockchains and integration with DeFi platforms expand the liquidity and reach of these assets, creating a robust, efficient, and globally accessible ecosystem. For example, the fund BlackRock’s BUIDL operates on different blockchains such as Solana, Aptos, and Base..
Together, these advancements are driving a new era in asset management, where innovation, security, and accessibility combine to open unprecedented opportunities for investors and businesses around the world.
Tokenization: Revolution and Financial Inclusion
Ultimately, the growth of the real-world asset (RWA) market not only provides greater liquidity and accessibility for investors but is also transforming the way investments are structured and managed, promoting greater transparency, efficiency, and reduced operating costs.
Tokenization is building a solid bridge between traditional finance and the crypto world, facilitating global financial inclusion and opening up new opportunities, especially in emerging markets. To consolidate this progress, collaboration between regulators, financial institutions, and technology developers will be essential if we are to build a secure, sustainable, and beneficial ecosystem for all participants.
EastPoint highlights that the growing institutional interest in tokenized Treasury bonds is a clear sign that tokenized assets are gaining prominence in the financial mainstream, marking the beginning of a new era for global investment.
Source: news.bit2me
